Terms and Conditions
Please read these terms carefully before using our services
Last Updated: March 24, 2025
Welcome to WealthMist.com ("we," "our," or "us"). By accessing or using our website, services,
applications, or any other content provided by us (collectively, the "Services"), you agree to be bound
by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our
Services.
1. Acceptance of Terms
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound
by these Terms. If you are using our Services on behalf of a company, organization, or other entity, you
represent and warrant that you have the authority to bind that entity to these Terms, and in such case,
"you" and "your" will refer to that entity.
2. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes by
posting the updated Terms on our website and updating the "Last Updated" date at the top of this page.
Your continued use of our Services after such changes constitutes your acceptance of the new Terms. If
you do not agree to the modified terms, you should discontinue your use of our Services.
3. Privacy Policy
Our Privacy Policy describes how we collect, use, and share information
about you when you use our Services. By using our Services, you consent to our collection, use, and
sharing of information as described in our Privacy Policy.
4. User Accounts
4.1 Account Creation
To access certain features of our Services, you may be required to create an account. You agree to
provide accurate, current, and complete information during the registration process and to update such
information to keep it accurate, current, and complete.
4.2 Account Responsibility
You are responsible for safeguarding your account credentials and for any activity that occurs under your
account. You agree to notify us immediately of any unauthorized use of your account or any other breach
of security. We cannot and will not be liable for any loss or damage arising from your failure to comply
with these requirements.
4.3 Account Termination
We reserve the right to suspend or terminate your account and access to our Services at our sole
discretion, without notice, for conduct that we believe violates these Terms or is harmful to other
users, us, or third parties, or for any other reason.
5. User Content
5.1 Content Ownership
You retain ownership of any content that you post, upload, submit, or otherwise make available through
our Services ("User Content"). By providing User Content, you grant us a worldwide, non-exclusive,
royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative
works of, display, and perform your User Content in connection with our Services and our business,
including for promoting and redistributing part or all of our Services.
5.2 Content Responsibility
You are solely responsible for your User Content and the consequences of posting or publishing it. You
represent and warrant that you own or have the necessary rights to post your User Content, and that your
User Content does not violate the rights of any third party, including intellectual property rights and
privacy rights.
5.3 Content Monitoring
We do not endorse any User Content or opinions expressed by users. We reserve the right, but are not
obligated, to monitor, review, or remove User Content at our sole discretion.
6. Prohibited Conduct
You agree not to:
- Violate any applicable law, contract, intellectual property right, or other third-party right
- Use our Services in any manner that could interfere with, disrupt, negatively affect, or inhibit
other users from fully enjoying our Services
- Engage in any harassing, intimidating, predatory, or stalking conduct
- Use our Services for any illegal or unauthorized purpose
- Attempt to circumvent any content filtering techniques or security measures we employ
- Develop or use any applications that interact with our Services without our prior written consent
- Use any automated means or interface not provided by us to access our Services or extract data
- Reverse engineer any aspect of our Services
- Attempt to access areas or features of our Services that you are not authorized to access
- Encourage or enable any other individual to do any of the above
7. Intellectual Property Rights
7.1 Our Intellectual Property
Our Services and all content, features, and functionality thereof, including but not limited to text,
graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are owned by
us, our licensors, or other providers and are protected by copyright, trademark, patent, trade secret,
and other intellectual property or proprietary rights laws.
7.2 License to Use
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable,
non-sublicensable license to access and use our Services for your personal, non-commercial use. This
license does not include any resale or commercial use of our Services or any collection and use of
product listings, descriptions, or prices; any derivative use of our Services; or any use of data
mining, robots, or similar data gathering and extraction tools.
7.3 Feedback
Any feedback, comments, or suggestions you may provide regarding our Services is entirely voluntary, and
we will be free to use such feedback, comments, or suggestions without any obligation to you.
8. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT OUR SERVICES WILL ALWAYS BE SAFE, SECURE, OR
ERROR-FREE, OR THAT OUR SERVICES WILL ALWAYS FUNCTION WITHOUT DISRUPTIONS, DELAYS, OR IMPERFECTIONS.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY
LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, OR FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF,
OR INABILITY TO USE, OUR SERVICES, REGARDLESS OF THE FORM OF ACTION AND WHETHER OR NOT WE HAVE BEEN
INFORMED OF, OR OTHERWISE MIGHT HAVE ANTICIPATED, THE POSSIBILITY OF SUCH DAMAGES.
OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF OUR SERVICES WILL NOT
EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO US FOR USE OF OUR SERVICES IN THE 12 MONTHS PRIOR
TO THE EVENT GIVING RISE TO LIABILITY, OR (B) $100.
10. Indemnification
You agree to indemnify, defend, and hold harmless us, our affiliates, and our respective officers,
directors, employees, agents, and representatives from and against any claims, disputes, demands,
liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal
and accounting fees, arising out of or in any way connected with (a) your access to or use of our
Services, (b) your User Content, or (c) your violation of these Terms or any applicable law or
regulation, or the rights of any third party.
11. Termination
We may terminate or suspend your access to all or part of our Services immediately, without prior notice
or liability, for any reason, including, without limitation, if you breach these Terms. Upon
termination, your right to use our Services will immediately cease.
All provisions of these Terms which by their nature should survive termination shall survive termination,
including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of
liability.
12. Governing Law
These Terms and any action related thereto will be governed by the laws of the state of [Your
State/Province], without regard to its conflict of laws provisions. The exclusive jurisdiction and venue
of any action with respect to the subject matter of these Terms will be the state and federal courts
located in [Your City, State/Province], and you waive any objection to jurisdiction and venue in such
courts.
13. Dispute Resolution
13.1 Informal Resolution
Before filing a claim against us, you agree to try to resolve the dispute informally by contacting us at
[your dispute email]. We'll try to resolve the dispute informally by contacting you via email. If a
dispute is not resolved within 30 days of submission, you or we may bring a formal proceeding.
13.2 Arbitration Agreement
You and we agree that any dispute, claim or controversy arising out of or relating to these Terms or the
breach, termination, enforcement, interpretation or validity thereof or the use of our Services
(collectively, "Disputes") will be settled by binding arbitration, except that each party retains the
right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the
actual or threatened infringement, misappropriation or violation of a party's copyrights, trademarks,
trade secrets, patents or other intellectual property rights.
13.3 Class Action Waiver
YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY AND
NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
14. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck
and the remaining provisions shall be enforced to the fullest extent under law. Our failure to enforce
any right or provision of these Terms will not be considered a waiver of those rights.
15. Entire Agreement
These Terms, including our Privacy Policy, constitute the entire agreement between you and us regarding
our Services and supersede and replace any prior agreements we might have had between us regarding the
Services.
